Category Archives: Federal Reserve Board

REVISED HPML APPRAISAL RULES

On December 12, 2013 the Federal Reserve Board, The Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, the National Credit Union Administration, and the Office of the Comptroller of the Currency jointly published a … Continue reading

Posted in Appraisal Rules, CFPB, Dodd-Frank Act, FDIC, Federal Reserve Board, Financial Reform, Lending Compliance, Regulation Z, Truth in Lending | Tagged , , , , , | Leave a comment

PROPOSED FLOOD REGULATIONS

Recently the Office of the Comptroller of the Currency, the Federal Reserve Board, the Federal Deposit Insurance Corporation, the Farm Credit Administration, the National Credit Union Administration (jointly referred to as the Agencies) issued 166 pages of proposed rules for … Continue reading

Posted in FDIC, Federal Reserve Board, Flood Insurance, Lending Compliance, OCC | Tagged , , | Leave a comment

NEW RISK RETENTION (QRM) PROPOSAL

On August 28 the Board of Governors of the Federal Reserve System, the Department of Housing and Urban Development, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, the Office of the Comptroller of the Currency, and the Securities … Continue reading

Posted in Dodd-Frank Act, FDIC, Federal Reserve Board, Financial Reform, HUD, Lending Compliance, OCC, QRM, Qualified Mortgage, Qualified Residential Mortgage | Tagged , , , | Leave a comment

INTERAGENCY STATEMENT ON BIGGERT-WATERS FLOOD INSURANCE REFORM ACT

On April 1, 2013 the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the National Credit Union Administration, and the Farm Credit Administration (the Agencies) issued interagency … Continue reading

Posted in FDIC, Federal Reserve Board, Flood Insurance, Lending Compliance, OCC | Tagged , | Leave a comment

PROPOSED REVISIONS TO INTERAGENCY CRA QUESTIONS AND ANSWERS

The Office of the Comptroller of the Currency, the Federal Reserve Board, and the Federal Deposit Insurance Corporation (the Agencies) are proposing to clarify their Interagency Questions and Answers Regarding Community Reinvestment to address several community development issues. The Questions … Continue reading

Posted in CRA, FDIC, Federal Reserve Board, FFIEC, Lending Compliance, OCC | Tagged , , , , | Leave a comment